FINANCE_GUIDE_HE_2021_ENTRY

A guide to undergraduate finance at Hartpury University FINANCE

For 2021 entry

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Money matters

When it comes to understanding student finance, things aren’t always clear. We’ve summarised your financial options in this guide. We’ve also included some guidance around securing part-time work to help you fund your student life.

If you have any queries, please visit our website or contact us using the details on the back cover

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Investing in your future

Deciding to come to university is a big decision and a great investment in your future. There are a lot of things to consider, including the important matter of student finance. Make sure you’re up to date with the latest information regarding student loans and the other financial support packages available to you. All facts in this guide were correct at the time of print. However, please visit our website for the most up-to-date information. www.hartpury.ac.uk/uni-finance

Did you know

The average, working-age graduate earns £10,000 per year more than the average non-graduate Universities UK 2018

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Tuition fees, living costs and loans

We know there’s a lot to take in around your finances. From tuition fees to living costs and loans, it can all seem a bit confusing. That’s why we’ve put this section together, to help you understand what’s what. English students There are two types of loans available to English students, provided by the government through Student Finance England. Tuition fee loan – lets you borrow enough money to pay your tuition fees in full. Maintenance loan – this is means tested (dependent on your household income) and allows you to borrow money to support your living costs at university. www.gov.uk/student-finance Welsh students There are loans and bursaries available to Welsh students, provided by the government through Student Finance Wales. Tuition fee loan – lets you borrow enough money to pay your tuition fees in full. Maintenance loan – this is means tested (dependent on your household income) and allows you to borrow money to support your living costs at university. Maintenance grant – you may be eligible to receive some of your maintenance in the form of a Welsh Government Learning Grant (WGLG). This does not need to be paid back. www.studentfinancewales.co.uk European Union (EU) and international students Students from the European Union (EU) may be eligible for a tuition fee loan. This lets you borrow enough money to pay your tuition fees in full. If you’re an international student, there may be financial packages available via organisations in your own country. Hartpury University is eligible to certify Federal Direct Loan applications (FAFSA) for students from the USA and we are also recognised as an international provider by private loans company, Sallie Mae. For our Canadian students, we are also recognised by the Ontario Student Aid Program (OSAP) and eligible students can apply under PVFW.

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At a glance Loans do need to be paid back Grants, bursaries and scholarships do not need to be paid back

Student finance and Brexit We understand that you may have concerns about studying in the UK, as we leave the European Union. We’re committed to supporting all students through the process and our admissions team will provide as much information as they can to help you make a decision that’s right for you. The UK Government announced in May 2019 that students from the EU starting a higher education course in England in 2020/21 academic years will be eligible for Home (UK) fee status and subsequently student finance (including tuition fee loans) in the same way as they are now. This entitlement will remain in place for the duration of the course. Read the most up-to-date information here: www.gov.uk www.britishcouncil.org

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Our tuition fee costs 2020 Full-time undergraduate degrees

Paying back your loans You do not start repayments on your student loans until you are earning over £26,575 a year. For example, if you earn £28,000 per year, this would mean you would pay back just £10 per month. These repayments are made automatically through the tax system. More information can be found at www.gov.uk

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Bursaries, scholarships and extra loans The following information summarises the different bursaries, scholarships and loans offered by Hartpury University to assist eligible students to fund their studies. Further details, eligibility criteria and the most up-to-date information can be found on our website www.hartpury.ac.uk/uni-finance

Hardship Grant * Non-repayable

Veterinary Nursing Hardship Grant Non-repayable Variable amounts on request Supports study by offering financial support towards living costs for veterinary nursing students

One-off payment of up to £2,000

Supports study by offering financial support towards living costs

Hardship Loan * Repayable

Study Experience Grant Non-repayable

One-off payment of up to £1,000

One-off payment of up to £1,000

To fill a gap where there is a delay in Student Loans Company fund release

Supports access to study trips linked to specific modules/degrees

You can apply for Hartpury finance packages from 1 April in the same year you’re joining us *Hardship grants and loans do not open until 1 November after enrolment.

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Care Leavers and Independent Students’ Bursary Non-repayable Supports living costs for students who have been in the care of a local authority for a period of 13+ weeks or for students up to 25 years of age who are living independently £1,500/year

Local Low Income Bursary

Non-repayable

£1,500/year

Supports living costs for students from specific postcodes within Gloucestershire with a household income of less than £21,000 per year

Low Income Bursary Non-repayable

Full-time Carer Bursary Non-repayable

£1,000/year

£1,000/year

Supports living costs for students with a household income of less than £21,000 per year

Supports living costs for students who have full-time carer responsibilities

Hartpury Local Bursary Non-repayable

Progression Bursary Non-repayable

£500/year

£500/year

Supports living costs for students whose home address is within Gloucestershire, South Herefordshire, South Worcestershire, or North Wiltshire

Supports living costs for Hartpury College students progressing onto Hartpury University study

Joe Henson MBE Bursary Non-repayable

Martin Baber Award Non-repayable

£1,000/year

One-off payment of up to £1,500

Supports living costs for students who live in Gloucestershire, Herefordshire and Worcestershire, studying agriculture or related subjects

Supports travel and visa costs for students undertaking international study or work in the agricultural sector

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Disabled Students’ Allowances (DSA) Non-repayable

Glos NFU Farmers Trust Scholarship Non-repayable

Variable

£1,000

Supports students to access specialist equipment, non-medical helpers, extra travel or other disability-related costs of studying

Supports residential costs whilst at Hartpury

Sports Scholarships Non-repayable

John Oldacre Bursary Non-repayable

Variable

£3,000/year

These scholarships are available to eligible students who are joining or part of our performance Sports Academies

Supports students moving from a Hartpury Agriculture based Further Education course onto a Hartpury University Degree programme

Study Experience Scholarship Non-repayable

One-off payment of up to £1,000

Supports students to access field trips and external visits, rewarding academic achievement

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Earn while you learn

There are a number of opportunities for you to earn some extra cash while you’re studying at Hartpury. These include being a student ambassador, making the most of an integrated placement year and getting a part-time job. There’s plenty on offer – we’ve popped a few recommendations below. Student ambassador We have a great team of over 80 student ambassadors who represent Hartpury at different events. As a student ambassador, you’ll be paid per hour on a casual contract, which means you can work the hours that suit you. You’ll need to be interviewed for the role, but providing you get the job, you’ll receive training and support to build your skills and experience. Integrated placement year Some of our courses have the option for students to take an integrated placement year. This allows you to gain invaluable work experience and skills, as well as the potential to earn some money for a year before you come back to finish your degree. Hartpury Innovation, Careers and Enterprise (ICE) As well as providing industry relevant opportunities and placements to support you with your studies, the ICE team host events such as the Big Careers Event and advertise part-time work opportunities. You could even set up your own enterprise through their Launchpad scheme while you’re with us. Part-time jobs There are a number of part-time job websites available in the Gloucestershire area, if you want to earn some money around your studies. Take a look at some of these websites:

www.glosjobs.co.uk www.indeed.co.uk/student-jobs

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Student Finance studentfinance@hartpury.ac.uk

+44 (0)1452 702190 +44 (0)1452 702189

Useful links

www.hartpury.ac.uk/uni-finance www.gov.uk/student-finance www.studentfinancewales.co.uk www.ucas.com/finance/managing-money